ATV & Off-Road Vehicle Injury Claims: Who Pays
Off-road riding sits outside compulsory auto insurance, and homeowners policies often exclude it. Where the coverage actually comes from.
Motorcycle injury claims: overcoming rider bias, helmet and comparative fault defenses, proving left-turn and lane-change liability, and typical settlement ranges.
Off-road riding sits outside compulsory auto insurance, and homeowners policies often exclude it. Where the coverage actually comes from.
A pothole or gravel patch that's a minor annoyance for a car can total a motorcycle, and a government claim follows very different rules.
Where lane splitting or filtering is actually legal, and how riding between lanes affects fault when you're hit — the analysis differs sharply by state.
How to defeat the "I never saw the motorcycle" defense: the evidence that establishes fault, and why conspicuity arguments should be challenged.
Motorcycle settlement ranges, how insurers use rider bias and helmet defenses to cut claims, and why your own UM coverage often decides recovery.
Not wearing a helmet can reduce a motorcycle injury claim in most states — but two states make that evidence inadmissible entirely, by statute.
How injury claims work for motorcycle passengers, including suing the driver you were riding with, coverage sources, and why passengers rarely share fault.