Your Home Burned Down: What Your Insurer Actually Owes
Actual cash value now, full replacement cost only after you rebuild, a living-expense clock that can run out, and a FAIR Plan still absorbing a $4 billion hit.
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Wildfire & Utility Liability Claims
Claims against a utility whose equipment or vegetation management caused a wildfire: inverse condemnation and negligence theories, government-entity notice deadlines, and how the PG&E, Southern California Edison and Hawaiian Electric settlements actually pay survivors.
Guides in Wildfire & Utility Liability Claims
PG&E, Edison & Hawaiian Electric: How Wildfire Funds Pay
Three current wildfire settlements use three payout structures — a bankruptcy trust paid partly in stock, annual tranches, and a litigation-waiver deal.
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Wildfire Claims: Suing the Utility Behind the Fire
A downed power line or an unpruned tree branch can put a utility on the hook for a wildfire — sometimes without any proof of negligence at all.
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