NFL Concussion Settlement: Race-Norming, Fraud, and Your Claim
A testing formula made it harder for Black retirees to qualify. Separately, law firms got $95 million in fraudulent claims approved before anyone noticed.
What actually happens to settlement money: which parts are taxable, the medical liens and subrogation claims paid out of it, lump sum versus structured settlements, protecting means-tested benefits, and the real cost of lawsuit funding.
A testing formula made it harder for Black retirees to qualify. Separately, law firms got $95 million in fraudulent claims approved before anyone noticed.
A parent cannot simply accept and spend a child's settlement. Most states require a judge to approve it and restrict where the money goes.
Being eligible for a settlement and actually getting paid are two different things — the claim form, proof requirements and deadline are what connect them.
Most states split a settlement by what it actually compensates, not by whose name is on the check — and a joint bank account can undo that protection.
Structured settlements aren't all-or-nothing, and the secondary market for selling future payments has real legal protections most people don't know exist.
Medicare, Medicaid, ERISA plans and hospitals can all claim repayment from your settlement. The doctrines that limit them, and how those claims get reduced.
A settlement can silently terminate Medicaid or SSI unless structured first. What's means-tested, and how a special needs trust protects both.
Which parts of an injury settlement the IRS can tax: the physical injury exclusion, why punitive damages and interest are taxable, and the deduction trap.
How pre-settlement advances work: why they are not regulated as loans, how compounding fees consume a recovery, and the cheaper alternatives first.