Alabama Car Accident Settlements: The 1% Rule
Alabama bars recovery for any fault at all, and its wrongful death law is even stranger: only punitive damages, and no cap on them.
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Shared & Comparative Fault
How your own share of responsibility reduces — or in some states eliminates — your recovery, and how insurers build fault arguments against you.
45 guides spanning 9 claim types: Truck Accidents Settlement Values Car Accidents Pedestrian & Bike Motorcycle Dog Bites Workplace Injuries Premises Liability Claims Process
Guides tagged Shared & Comparative Fault
Arizona Car Accident Settlements: No Bar, No Free Ride
Arizona has no fault bar at all, but if one defendant cannot pay their share, you generally cannot collect it from anyone else.
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Connecticut Car Accident Settlements: Uncollectible Shares
Connecticut defendants pay only their own share — unless one cannot pay, when a court can reallocate that share among the others.
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Maine Car Accident Settlements: Dollars, Not Percentages
Maine juries must reduce damages by dollars and cents, not by a fault percentage — so the cut need not match your share of the blame.
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Oregon Car Accident Settlements: Punitive Damages Go to the State
Oregon requires PIP but preserves full tort rights. Win punitive damages, though, and 70% of them go to the state, not to you.
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South Dakota Car Accident Settlements: Slight vs. Gross
South Dakota doesn't use a fault percentage at all. You recover only if your negligence was "slight" next to the other driver's "gross" negligence.
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Washington Car Accident Settlements: When Liability Flips
Washington uses several liability like Arizona, with one exception: if you bore zero fault, the defendants become jointly liable instead.
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Wisconsin Car Accident Settlements: Liability Flips at 51%
A defendant under 51% fault in Wisconsin pays only their share. Cross 51%, and they suddenly owe the whole judgment.
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Black Ice & Bad Weather Crashes: Who Is at Fault
Weather is not a defence. The speed limit is a ceiling, not a safe speed — and the sudden emergency doctrine is narrower than drivers assume.
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Golf Cart Accident Claims: The Insurance Gap Nobody Expects
Your auto policy excludes it, your homeowners policy only covers it on your own property — and a golf cart injury can leave you with no coverage at all.
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Liability Waivers: What Signing One Actually Prevents
Gyms, ski passes, trampoline parks and youth sports all make you sign. What a waiver actually blocks, and the ways they routinely fail.
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Loss of Consortium: The Spouse's Own Separate Claim
The uninjured spouse has a claim of their own — derivative, capped by the same policy, and it opens the marriage to discovery.
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Louisiana Car Accident Settlements: What Changed in 2026
You can sue the insurer directly in Louisiana — but a major fault-rule change took effect January 1, 2026, and treating it as unchanged could cost you the case.
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Maryland Car Accident Settlements: Contributory Negligence
Maryland's gross-negligence exception to contributory negligence is shakier than North Carolina's — and a seat belt can never be held against you here.
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Massachusetts Car Accident Settlements: The $2,000 Threshold
You can sue the at-fault driver two ways in Massachusetts: cross a dollar threshold in medical bills, or meet a specific injury category. Either works.
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New Jersey Car Accident Settlements: The Tort Option Trap
Most New Jersey drivers unknowingly picked a policy that bars pain and suffering claims unless the injury clears one of six narrow categories.
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Ohio Car Accident Settlements: A Pure Tort State
Ohio has no PIP, no injury threshold, and no tort-option choice — but a missing seat belt can still shave up to 5% off your pain and suffering recovery.
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Parking Lot Accident Claims: Fault on Private Property
Traffic law often doesn't apply in a private lot, police may not respond, and the property owner can be liable alongside the driver.
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Railroad & Maritime Injury Claims: FELA and the Jones Act
Railroad and maritime workers sit outside ordinary workers' comp. FELA, the Jones Act and the Longshore Act replace it with very different rules.
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Virginia Car Accident Settlements: Contributory Negligence
Virginia is one of four states where any fault bars recovery entirely — but unlike North Carolina, ordinary gross negligence isn't enough to escape it.
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Dog Park & Off-Leash Attack Claims: Who's Liable
Designated off-leash areas complicate an otherwise simple dog bite claim, and multiple dogs attacking together raise their own liability questions.
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Texas Car Accident Settlements: The 51% Bar & Deadlines
How Texas law shapes car accident claims: the 51% fault bar, PIP you may have rejected in writing, and municipal notice deadlines measured in weeks.
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Average Truck Accident Settlement in California (2026 Guide)
Illustrative California truck accident settlement ranges by injury severity, the factors that move value up or down, and the deadlines that end a claim.
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Bicycle Accident Claims: Settlements, Dooring & Helmet Defenses
What bicycle accident claims settle for, who is at fault in dooring and right-hook crashes, helmet defense limits, and which insurance covers a cyclist.
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California Car Accident Settlements: State Rules That Change Value
How California law shapes car accident settlements: pure comparative negligence, the two-year deadline, and the Prop 213 trap for uninsured drivers.
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Comparative Negligence & Fault Rules by State (2026)
See whether your state uses pure comparative negligence, a 50%/51% fault bar, or contributory negligence — and what your fault share does to your recovery.
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E-Scooter & E-Bike Accident Claims: Who Pays?
Who is liable after an e-scooter or e-bike crash: rental waivers, rider versus driver fault, and why insurance for these rides is thinner than a car's.
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Florida Car Accident Settlements: PIP & the 14-Day Rule
How Florida's no-fault system shapes settlements: the 14-day treatment deadline, the emergency condition rule, and the 2023 deadline and fault changes.
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Georgia Car Accident Settlements: Fault Rules & Deadlines
How Georgia law shapes car accident settlements: the 50% comparative fault bar, apportionment among defendants, and the short deadlines for government claims.
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Truck Accident Settlements in Georgia: Amounts & 2025 Law
What truck claims settle for in Georgia, the state's strict 50% fault bar, and how two recent laws — SB 426 and SB 68 — changed how these cases are fought.
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Illinois Car Accident Settlements: Fault Rules & Deadlines
How Illinois law shapes car accident settlements: the 50% fault bar, no damages cap, and the short one-year deadline for government claims.
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Lane Splitting & Filtering Accident Claims: State Laws
Where lane splitting or filtering is actually legal, and how riding between lanes affects fault when you're hit — the analysis differs sharply by state.
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Michigan Car Accident Settlements: PIP Levels & the 2019 Reform
How Michigan's reformed no-fault works: choosing a PIP level, the mini-tort limit, the serious impairment threshold, and its one-year deadlines.
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How to Prove Fault in a Motorcycle Accident (2026 Guide)
How to defeat the "I never saw the motorcycle" defense: the evidence that establishes fault, and why conspicuity arguments should be challenged.
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Motorcycle Accident Settlement Amounts: What Riders Recover (2026)
Motorcycle settlement ranges, how insurers use rider bias and helmet defenses to cut claims, and why your own UM coverage often decides recovery.
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Motorcycle Helmet Laws by State & How They Affect Claims
Not wearing a helmet can reduce a motorcycle injury claim in most states — but two states make that evidence inadmissible entirely, by statute.
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Motorcycle Passenger Injury Claims: Who You Can Sue
How injury claims work for motorcycle passengers, including suing the driver you were riding with, coverage sources, and why passengers rarely share fault.
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North Carolina Car Accident Settlements: Amounts & Law
What car accident claims settle for in North Carolina, and why its harsh contributory negligence rule can eliminate a claim that would recover elsewhere.
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Pedestrian Accident Claims: Settlements & Right of Way
What pedestrian claims settle for, how crosswalk rules assign fault, why jaywalking rarely bars recovery, and why your auto policy follows you on foot.
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Pennsylvania Car Accident Settlements: Limited vs. Full Tort
How Pennsylvania's limited tort versus full tort insurance choice controls your right to sue for pain and suffering, plus deadlines and comparative fault rules.
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Slip and Fall in a Grocery Store: Big-Box Retail Claims (2026)
How grocery and big-box slip and fall claims work: why sweep logs decide these cases, and what to do before you leave the store.
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Slip and Fall on Ice & Snow: Settlement Amounts & Rules
What ice and snow slip and fall claims settle for, why the natural accumulation rule defeats most of them, and how to prove a hazard was made worse.
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Slip and Fall Settlement Amounts Against a Business (2026 Guide)
What slip and fall claims against businesses settle for, the four elements you must prove, why notice decides most cases, and how footage disappears.
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Truck Accident Settlements in Texas: Amounts & State Laws (2026)
What truck claims settle for in Texas, how the state's 51% fault bar works, and why the 2021 trucking litigation reform changed these cases.
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Vulnerable Road User Laws: How They Affect Your Claim
Vulnerable road user laws add criminal penalties for drivers — they don't create a new civil claim, but the citation can be strong evidence in yours.
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