Alabama Car Accident Settlements: The 1% Rule
Alabama bars recovery for any fault at all, and its wrongful death law is even stranger: only punitive damages, and no cap on them.
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State-by-State Guides
How the same accident produces different outcomes in different states: fault rules, filing deadlines, insurance requirements and damages limits.
40 guides spanning 8 claim types: Truck Accidents Car Accidents Pedestrian & Bike Motorcycle Workplace Injuries Premises Liability Nursing Home Abuse Medical Malpractice
Guides tagged State-by-State Guides
Arizona Car Accident Settlements: No Bar, No Free Ride
Arizona has no fault bar at all, but if one defendant cannot pay their share, you generally cannot collect it from anyone else.
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Colorado Car Accident Settlements: Two Different Caps
Colorado caps ordinary injury damages at $613,760 — but wrongful death claims get a separate cap over $2 million, plus who can sue just changed.
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Connecticut Car Accident Settlements: Uncollectible Shares
Connecticut defendants pay only their own share — unless one cannot pay, when a court can reallocate that share among the others.
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Hawaii Car Accident Settlements: The Minimums Just Doubled
Hawaii doubled its liability minimums to 40/80/20 in January 2026, and its no-fault PIP still excludes lost wages by default.
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When a Fertility Clinic Loses, Destroys or Swaps an Embryo
A 2024 Alabama ruling called embryos 'children.' Tank failures have produced eight-figure verdicts. How these claims actually work varies enormously by state.
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Indiana Car Accident Settlements: Two Fault Rules
Indiana bars recovery at 51% fault against a private driver, but against a government entity, any fault at all can end your claim.
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Maine Car Accident Settlements: Dollars, Not Percentages
Maine juries must reduce damages by dollars and cents, not by a fault percentage — so the cut need not match your share of the blame.
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Minnesota Car Accident Settlements: Two Separate Pools
Minnesota splits its $40,000 no-fault benefit into two pools that cannot cover each other — and you can still recover at exactly 50/50 fault.
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Oklahoma Car Accident Settlements: A New, Untested Cap
Oklahoma's damages cap was struck down as unconstitutional in 2019. A new one took effect in 2025 — and no court has tested it yet.
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Oregon Car Accident Settlements: Punitive Damages Go to the State
Oregon requires PIP but preserves full tort rights. Win punitive damages, though, and 70% of them go to the state, not to you.
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South Dakota Car Accident Settlements: Slight vs. Gross
South Dakota doesn't use a fault percentage at all. You recover only if your negligence was "slight" next to the other driver's "gross" negligence.
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Tennessee Car Accident Settlements: The 1-Year Deadline
Tennessee gives you one year to sue, not two, and caps pain-and-suffering damages at $750,000 unless the injury is catastrophic.
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Washington Car Accident Settlements: When Liability Flips
Washington uses several liability like Arizona, with one exception: if you bore zero fault, the defendants become jointly liable instead.
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Wisconsin Car Accident Settlements: Liability Flips at 51%
A defendant under 51% fault in Wisconsin pays only their share. Cross 51%, and they suddenly owe the whole judgment.
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Kentucky Car Accident Settlements: The Choice No-Fault Trap
Kentucky enrolls every driver in no-fault by default — unless you filed a written rejection before your crash, a $1,000 threshold controls your right to sue.
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Louisiana Car Accident Settlements: What Changed in 2026
You can sue the insurer directly in Louisiana — but a major fault-rule change took effect January 1, 2026, and treating it as unchanged could cost you the case.
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Maryland Car Accident Settlements: Contributory Negligence
Maryland's gross-negligence exception to contributory negligence is shakier than North Carolina's — and a seat belt can never be held against you here.
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Massachusetts Car Accident Settlements: The $2,000 Threshold
You can sue the at-fault driver two ways in Massachusetts: cross a dollar threshold in medical bills, or meet a specific injury category. Either works.
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New Jersey Car Accident Settlements: The Tort Option Trap
Most New Jersey drivers unknowingly picked a policy that bars pain and suffering claims unless the injury clears one of six narrow categories.
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Ohio Car Accident Settlements: A Pure Tort State
Ohio has no PIP, no injury threshold, and no tort-option choice — but a missing seat belt can still shave up to 5% off your pain and suffering recovery.
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Virginia Car Accident Settlements: Contributory Negligence
Virginia is one of four states where any fault bars recovery entirely — but unlike North Carolina, ordinary gross negligence isn't enough to escape it.
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Is a Nursing Home Claim Medical Malpractice or Negligence?
Whether your state calls it malpractice or ordinary negligence decides the deadline, whether you need an expert report, and whether damages are capped.
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Texas Car Accident Settlements: The 51% Bar & Deadlines
How Texas law shapes car accident claims: the 51% fault bar, PIP you may have rejected in writing, and municipal notice deadlines measured in weeks.
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Average Truck Accident Settlement in California (2026 Guide)
Illustrative California truck accident settlement ranges by injury severity, the factors that move value up or down, and the deadlines that end a claim.
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California Car Accident Settlements: State Rules That Change Value
How California law shapes car accident settlements: pure comparative negligence, the two-year deadline, and the Prop 213 trap for uninsured drivers.
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Florida Car Accident Settlements: PIP & the 14-Day Rule
How Florida's no-fault system shapes settlements: the 14-day treatment deadline, the emergency condition rule, and the 2023 deadline and fault changes.
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Georgia Car Accident Settlements: Fault Rules & Deadlines
How Georgia law shapes car accident settlements: the 50% comparative fault bar, apportionment among defendants, and the short deadlines for government claims.
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Truck Accident Settlements in Georgia: Amounts & 2025 Law
What truck claims settle for in Georgia, the state's strict 50% fault bar, and how two recent laws — SB 426 and SB 68 — changed how these cases are fought.
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Illinois Car Accident Settlements: Fault Rules & Deadlines
How Illinois law shapes car accident settlements: the 50% fault bar, no damages cap, and the short one-year deadline for government claims.
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Michigan Car Accident Settlements: PIP Levels & the 2019 Reform
How Michigan's reformed no-fault works: choosing a PIP level, the mini-tort limit, the serious impairment threshold, and its one-year deadlines.
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Motorcycle Helmet Laws by State & How They Affect Claims
Not wearing a helmet can reduce a motorcycle injury claim in most states — but two states make that evidence inadmissible entirely, by statute.
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New York Car Accident Settlements: What 2026 Reform Changed
New York eliminated one of nine serious injury categories and added a fault bar on pain-and-suffering damages, both for lawsuits filed from May 2026 on.
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North Carolina Car Accident Settlements: Amounts & Law
What car accident claims settle for in North Carolina, and why its harsh contributory negligence rule can eliminate a claim that would recover elsewhere.
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Truck Accident Settlements in Ohio: Amounts & Damages Cap
What truck claims settle for in Ohio, and the state's non-economic damages cap — which disappears entirely if the injury qualifies as catastrophic.
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The Open and Obvious Doctrine in Slip and Fall Claims
A hazard being visible doesn't always end your claim — and in a growing number of states, it no longer bars recovery outright at all.
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Pennsylvania Car Accident Settlements: Limited vs. Full Tort
How Pennsylvania's limited tort versus full tort insurance choice controls your right to sue for pain and suffering, plus deadlines and comparative fault rules.
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Texas Non-Subscriber Workplace Injury Claims Explained
Texas is the only state letting employers opt out of workers' comp entirely — which means suing them directly, without comp's no-fault safety net.
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Truck Accident Settlements in Texas: Amounts & State Laws (2026)
What truck claims settle for in Texas, how the state's 51% fault bar works, and why the 2021 trucking litigation reform changed these cases.
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Vulnerable Road User Laws: How They Affect Your Claim
Vulnerable road user laws add criminal penalties for drivers — they don't create a new civil claim, but the citation can be strong evidence in yours.
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