Medical Liens & Subrogation: What Comes Out of Your Settlement
Medicare, Medicaid, ERISA plans and hospitals can all claim repayment from your settlement. The doctrines that limit them, and how those claims get reduced.
Who has a right to be repaid from your settlement — health insurers, hospitals, workers’ comp carriers, Medicare and Medicaid — and how those claims are reduced.
9 guides spanning 5 claim types: Car Accidents Wrongful Death Workplace Injuries Claims Process Settlement Money
Medicare, Medicaid, ERISA plans and hospitals can all claim repayment from your settlement. The doctrines that limit them, and how those claims get reduced.
You're hurt, you have no health insurance, and a claim will take a year. The actual options for getting treated now — and the trap in the cheapest one.
Which parts of an injury settlement the IRS can tax: the physical injury exclusion, why punitive damages and interest are taxable, and the deduction trap.
Why injured construction workers leave money unclaimed: how comp exclusivity works, which third parties can be sued, and how the comp lien is reduced.
A realistic stage-by-stage settlement timeline, why some claims take two years, what actually causes delays, and how to speed yours up safely.
How contingency fees really work: standard percentages, fees versus case costs, how liens reduce your net, and worked examples of what you keep.
How pre-settlement advances work: why they are not regulated as loans, how compounding fees consume a recovery, and the cheaper alternatives first.
What workers comp settlements are worth by injury type, how impairment ratings drive the number, and when you can sue outside the comp system.
Wrongful death proceeds usually bypass the will and go directly to specific survivors by formula — a different process from a survival action's estate proceeds.